* FNMA/FHLMC fixed & Adjustable Rate Loans for Purchase and Refinance Transactions
* 97% Community Home Buyers Programs for First Time Home Purchasers. 3% Gift for Down Payment and 3% Sellers Concession for closing cost is O.K.
* 100% Purchase or Refinance Program - Can be one loan or a Piggyback loan (1st and 2nd Mtg combined). 103% Purchases programs for Single Family Residences for Qualified Buyers.
* 0 Points Mortgages Available / Stated Income Mortgages are available for Salaried and Self Employed Borrowers / No Income - No Asset - No Employment Loans are available as well.
*107% Financing for 1-4 Family Homes to $500,000 for Qualified Buyers.
* 95% Investment Property Purchase or Rate/Term Refinance Programs for 1-4 Family Homes.
* 90% home Equity Loans for Investment Properties (1-4 Family Properties).
* 100% home Equity Loans and 100% Fixed Second Mortgage's available.
* 125% fixed Second Mortgage's available for Debt consolidation, Home Improvements, Asset Acquisition and College Tuition Payments. Closing cost can be included in the loan amount.
* Mixed-Use Properties are O.K.
*All Property Types: (1-4) Family, Condo's, PUDS, Coop, Modular Homes & New Construction.

For the Credit Challenged Borrowers we have the following programs:

* Competitive fixed and Adjustable Rate Mortgages. Mortgages Lates, Installment and Credit Card lates are O.K. Rate and Pricing is based on entire credit profile. Consolidate all financial debt obligations for a lower monthly payment schedule, and see the savings and benefits you will receive.
* Stated and No Income Verified Loans available for salaried and Self-Employed Borrowers. Open collections can be kept open if it does not affect title.
* Gift of Equity Purchase deals and Deed Transfer transactions O.K.
* Chapter 13 workouts are O.K. Foreclosure Bailout and Hard Money Loans are also available.
* Borrowers with No credit background are also O.K.